The Barclay Group Terms of Use

Effective Date: October 4, 2024

Please read these Terms of Use carefully before accessing or using our website located at www.barclayinsurance.com (the “Website”). By accessing or using the Website, you agree to be bound by these Terms of Use.

1. Acceptance

Your use of the Website constitutes your acceptance of these Terms of Use. If you do not agree to these Terms of Use, please do not use the Website.

2. Website Content

The content on the Website, including but not limited to text, graphics, images, and information, is provided for informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the content.

3. Limited License

We grant you a limited, non-exclusive, revocable, and non-transferable license to access and use the Website for personal, non-commercial purposes.

You may not modify, distribute, reproduce, or publicly display any content on the Website without our prior written consent.

4. Prohibited Activities

You may not use the Website to:

Violate any applicable law or regulation
Engage in any fraudulent or deceptive activity
Impersonate any person or entity
Upload, transmit, or distribute any harmful or malicious content
Interfere with the operation of the Website or any other person’s use of the Website

5. Intellectual Property

All content on the Website, including but not limited to text, graphics, images, logos, and trademarks, is the property of The Barclay Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

6. Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7. Limitation of Liability

IN NO EVENT SHALL THE BARCLAY GROUP OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE WEBSITE.

8. Indemnification

You agree to indemnify and hold The Barclay Group harmless from any claims, liabilities, damages, losses, or expenses arising out of or in connection with your use of the Website or your violation of these Terms of Use.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

10. Changes to These Terms of Use

We may update these Terms of Use from time to time. Your continued use of the Website after any changes have been made constitutes your acceptance of the revised Terms of Use.