Comprehensive Protection for Small and Mid-Sized Businesses
Running a business involves many moving parts — from protecting your property to managing liability risks. A Business Owner’s Policy (BOP) combines several essential coverages into one convenient insurance package designed for many small and mid-sized businesses.
A BOP typically includes commercial property insurance and general liability coverage, helping protect your business from a range of everyday risks.
At The Barclay Group, we help business owners evaluate their needs and build coverage solutions that support long-term business stability.
- What a Business Owner’s Policy Typically Covers:
Commercial Property Coverage
Helps protect your building, equipment, inventory, furniture, and other business property if it is damaged by covered events such as fire, storms, or theft.
General Liability Coverage
Provides protection if your business is responsible for bodily injury, property damage, or certain legal claims involving third parties.
Business Interruption Coverage
Helps replace lost income and cover certain expenses if your business operations are temporarily interrupted due to a covered property loss.